About YNB Automotive

YNB Automotive (You Need to Budget) builds free, transparent calculators that help everyday drivers understand the real cost of buying and owning a vehicle. Our flagship Car Ownership Cost Calculator goes beyond the sticker price — it factors in financing, fuel, insurance, maintenance, taxes, registration and depreciation so you can plan with confidence.

Our mission

Car-buying decisions are some of the largest most households make. We believe the math behind those decisions should be free, fast, and easy to understand. We don't sell vehicles, loans, or insurance — we just give you the numbers.

Editorial standards

Every guide on this site is written in-house by the YNB Automotive editorial team. We do not accept sponsored posts, guest posts, or paid placements inside articles. Cost figures are drawn from public sources — EIA fuel prices, state DMV fee schedules, published insurance rate filings, KBB and Edmunds residual data, and manufacturer window stickers — and are updated at least once per year. When a figure is an estimate or judgment call, we say so in the article.

The formulas the calculator itself uses are documented on our methodology page. If you spot an error, please email us — corrections go out the same week.

Who we are

YNB Automotive is an independent small publisher based in the United States. The editorial team combines a decade of consumer-finance writing with hands-on vehicle ownership across gas, hybrid, and EV drivetrains. We are not licensed financial advisors, insurance agents, or car dealers, and nothing on this site should be interpreted as personalized advice — see our disclaimer.

How we make money

This site is supported by display advertising (including Google AdSense). Ads help us keep the calculator and all guides free for everyone. Advertisers have no influence over our editorial content, and we do not sell your personal data. See our privacy policy for details on cookies and ad measurement.

Who runs the site

YNB Automotive is an independent publisher. For questions, feedback, or partnership inquiries, email us at contact@ynbautomotive.com.